Terms of Service

1. Acceptance of Terms

These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and Equiti Ventures LLC, a Delaware limited liability company, doing business as BayKaar (“BayKaar,” “Company,” “we,” “us,” or “our”), governing your access to and use of the BayKaar website located at baykaar.ai, the BayKaar mobile application for iOS and Android (the “App”), and any related applications, services, features, content, or platforms (collectively, the “Service”).

BY ACCESSING OR USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND OUR PRIVACY POLICY. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE THE SERVICE.

We reserve the right to modify these Terms at any time. Changes become effective upon posting to the Service. Your continued use of the Service after any modifications constitutes acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

2. Eligibility

The Service is intended for individuals who are at least 18 years of age. By using the Service, you represent and warrant that you are at least 18 years old, have the legal capacity to enter into this agreement, and are not prohibited from using the Service under any applicable law.

3. Account Registration and Security

• You must provide accurate, current, and complete information during registration and keep your account information updated.
• You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
• You must immediately notify us of any unauthorized use of your account or any other breach of security.
• You may authenticate using email/password or third-party authentication providers (e.g., Google). Your use of third-party authentication is also subject to the terms and privacy policies of those providers.
• We reserve the right to suspend or terminate your account at any time for any reason, including but not limited to violations of these Terms, without prior notice or liability.
• You may not create or maintain more than one account. You may not create an account on behalf of another person without their express authorization.

4. User Content and Responsibilities

4.1 Your Content

You are solely and exclusively responsible for all content, data, information, text, images, links, and materials that you post, upload, import, share, transmit, or otherwise make available through the Service (“User Content”). This includes but is not limited to:

• Profile information (biography, professional history, headlines, profile photos)
• Discussion posts, forum threads, and circle messages
• Direct messages to other members
• Watercooler check-ins, posts, hangout listings, activity proposals, and warm introductions
• Wisdom Exchange offerings, requests, session details, and reviews
• Event details and descriptions
• Calendar entries and important dates
• Imported contacts and contact information
• Book club suggestions, comments, and discussions
• AI agent configurations, prompts, and outputs
• Any content generated through your use of AI features
• Comments, reactions, and other interactions

4.2 User Representations and Warranties

By submitting User Content, you represent and warrant that:

• You own or have all necessary rights, licenses, consents, and permissions to submit the User Content and to grant the licenses described herein.
• The User Content does not infringe, violate, or misappropriate any third party's intellectual property rights, privacy rights, publicity rights, or any other legal rights.
• The User Content does not contain any material that is defamatory, libelous, obscene, pornographic, harassing, threatening, discriminatory, or otherwise objectionable.
• The User Content does not contain any viruses, malware, or other harmful code.
• When importing third-party contact information, you have the legal right and proper consent to share such information.
• All information you provide is truthful and accurate to the best of your knowledge.
• When posting Watercooler check-ins, location information you share is voluntary and you understand it may be visible to other members.
• When creating Wisdom Exchange offerings or reviews, you are providing honest and accurate representations of your skills, experience, and opinions.

4.3 License to User Content

By submitting User Content, you grant BayKaar and Equiti Ventures LLC a non-exclusive, worldwide, royalty-free, sublicensable, and transferable license to use, reproduce, modify, display, distribute, and process your User Content solely for the purpose of operating, developing, and improving the Service. This license continues until you delete the User Content or your account, except that copies of User Content that have been shared with other users or incorporated into community discussions may persist.

4.4 Content Moderation

We reserve the right, but have no obligation, to review, monitor, edit, remove, or disable access to any User Content at our sole discretion, without prior notice and for any reason, including content that we believe violates these Terms or is otherwise objectionable. Content moderation may be performed by AI systems and/or human moderators. We are not responsible for any failure to remove objectionable content.

5. Prohibited Conduct

You agree not to:

• Violate any applicable federal, state, local, or international law or regulation.
• Impersonate any person or entity, or falsely state or misrepresent your affiliation with a person or entity.
• Harass, abuse, threaten, intimidate, stalk, or bully other users, whether online or in connection with in-person meetups facilitated through the Service.
• Post or transmit any content that is illegal, harmful, threatening, abusive, defamatory, vulgar, obscene, hateful, or discriminatory.
• Engage in any form of spam, including unsolicited bulk messaging, excessive self-promotion, or commercial solicitation.
• Attempt to gain unauthorized access to the Service, other users' accounts, or any computer systems or networks connected to the Service.
• Use the Service to collect or harvest personal information about other users without their consent.
• Use automated scripts, bots, scrapers, or other automated means to access the Service without our express written permission.
• Interfere with or disrupt the Service or servers or networks connected to the Service.
• Circumvent, disable, or interfere with security-related features of the Service.
• Use the Service for any commercial purpose not expressly permitted by these Terms.
• Upload or import data that you do not have the right to share.
• Create multiple accounts or accounts on behalf of others without authorization.
• Use the AI features to generate content that is illegal, harmful, misleading, or that infringes on third-party rights.
• Attempt to extract, reverse-engineer, or derive the underlying models, algorithms, or training data of our AI systems.
• Use Watercooler or other location-based features to stalk, follow, or harass other users.
• Misrepresent your skills, qualifications, or experience on the Wisdom Exchange.
• Solicit payment for Wisdom Exchange sessions outside the Service in a manner that circumvents any applicable fees or safety mechanisms.
• Share or redistribute copyrighted content (news articles, books, etc.) in full without authorization from the rights holder.

6. Artificial Intelligence Features

6.1 AI-Powered Features

The Service incorporates artificial intelligence (“AI”) technologies provided by third-party AI providers (including but not limited to Anthropic and OpenAI). AI is used for content moderation, summarization, recommendations, job matching, profile assistance, AI agents, the BayKaar Assistant, Wisdom Exchange matching, and Watercooler features.

6.2 AI Disclaimers

YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

• AI-generated content is not guaranteed to be accurate, complete, current, or reliable. AI systems may produce incorrect, misleading, biased, or nonsensical outputs (“hallucinations”). You must independently verify all AI-generated content before relying on it.
• AI does not constitute professional advice. AI-generated job recommendations, career suggestions, financial information, health information, legal information, or any other AI output does not constitute professional advice of any kind. You should consult with qualified professionals before making decisions based on such information.
• AI outputs are not endorsed by BayKaar. The generation of content by AI does not imply endorsement, verification, or approval by BayKaar or Equiti Ventures LLC.
• AI processing involves third parties. Your data may be processed by third-party AI providers in accordance with their terms and policies. BayKaar is not responsible for the data practices of these third-party providers.
• AI models may change. We may update, replace, or modify the AI models and providers used in the Service at any time without notice.
• You are responsible for AI agent outputs. If you create AI agents and publish their outputs to forums, circles, or other community spaces, you are responsible for reviewing and ensuring the accuracy and appropriateness of those outputs before publishing.

6.3 AI Usage Limitations

We reserve the right to limit, throttle, or suspend your access to AI features at any time, including for reasons related to capacity, cost management, or abuse prevention.

7. Watercooler and In-Person Interactions

7.1 Location-Based Features

The Watercooler feature enables location-based check-ins, hangout proposals, activity planning, and discovery of nearby community members. By using these features, you acknowledge and agree:

• You voluntarily share your location information when using Watercooler features. You control the visibility of your check-ins (public, connections only, or private).
• BayKaar does not verify the identity of members or conduct background checks. You are solely responsible for your personal safety when meeting other members in person.
• BayKaar does not vet, inspect, or endorse any physical locations associated with check-ins, hangouts, or activities.

7.2 In-Person Meetups

BAYKAAR IS A TECHNOLOGY PLATFORM AND IS NOT A PARTY TO ANY IN-PERSON INTERACTIONS, MEETINGS, OR RELATIONSHIPS BETWEEN USERS. If you choose to meet other members in person through Watercooler hangouts, activities, events, or any other feature:

• You do so entirely at your own risk and discretion.
• BayKaar is not responsible for the conduct, actions, or omissions of any user, whether online or offline.
• BayKaar is not responsible for any injury, loss, damage, or harm arising from in-person interactions facilitated through the Service.
• You are encouraged to meet in public places, inform someone you trust about your plans, and exercise reasonable personal safety precautions.
• You should not share sensitive personal information (home address, financial information) with members you have not established trust with.

7.3 Warm Introductions

Warm introduction features connect members based on shared interests and proximity. Both parties must accept an introduction before contact information is shared. BayKaar does not guarantee the quality, suitability, or outcome of any introduction.

8. Wisdom Exchange

8.1 Knowledge Sharing

The Wisdom Exchange enables members to share knowledge and expertise with other members through offerings, requests, and sessions. By participating in the Wisdom Exchange:

• You acknowledge that knowledge shared through the Wisdom Exchange is provided by fellow community members, not by BayKaar or licensed professionals.
• Wisdom Exchange interactions do not constitute professional advice. Information shared is for educational and informational purposes only and should not be relied upon as a substitute for professional advice from qualified advisors, attorneys, accountants, financial planners, medical professionals, or other licensed professionals.
• BayKaar does not verify the credentials, qualifications, licenses, or expertise of members offering knowledge on the Wisdom Exchange.
• You are solely responsible for evaluating the quality and applicability of any knowledge or advice received through the Wisdom Exchange.
• BayKaar is not liable for any actions taken or decisions made based on information received through the Wisdom Exchange.

8.2 Reviews and Ratings

Reviews and ratings on the Wisdom Exchange must be honest, fair, and based on your genuine experience. You may not post fraudulent, retaliatory, or incentivized reviews. BayKaar reserves the right to remove reviews that violate these Terms.

9. Third-Party Content, Links, and Services

9.1 Aggregated Content

The Service aggregates and displays content from third-party sources, including news articles (summaries and links), job opportunity listings, external event listings, and book information. This content is provided for informational purposes only.

• BayKaar does not create, endorse, verify, or guarantee the accuracy of third-party content.
• News article summaries are generated for convenience; you should consult original sources for complete and authoritative information.
• Job listings are sourced from third-party APIs and public sources. We do not verify the legitimacy, accuracy, or availability of any job listing. You are solely responsible for verifying the legitimacy of any job opportunity before applying or sharing personal information with employers.
• External event listings are sourced from public APIs. We do not organize, host, or endorse third-party events.

9.2 External Links

The Service may contain links to third-party websites, services, or resources. These links are provided for your convenience only. We do not control, endorse, or assume responsibility for any third-party content, websites, or services. Your interactions with third-party services are solely between you and the third party, and you access them at your own risk.

10. Intellectual Property

10.1 Our Intellectual Property

The Service, including its design, layout, look, appearance, graphics, logos, trademarks, service marks, software, code, and all other content provided by BayKaar (excluding User Content), is owned by or licensed to Equiti Ventures LLC and is protected by United States and international intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of the Service without our prior written consent.

10.2 Trademarks

“BayKaar,” the BayKaar logo, and other marks used on the Service are trademarks or service marks of Equiti Ventures LLC. You may not use these marks without our prior written permission.

10.3 Feedback

If you provide us with any feedback, suggestions, or ideas regarding the Service (“Feedback”), you assign to us all rights in such Feedback and agree that we may use the Feedback for any purpose without restriction or compensation to you.

11. Copyright and DMCA Policy

11.1 Respect for Copyright

BayKaar respects the intellectual property rights of others and expects users of the Service to do the same. We will respond to notices of alleged copyright infringement that comply with applicable law.

11.2 DMCA Takedown Procedure

If you believe that content on the Service infringes your copyright, you may submit a notification pursuant to the Digital Millennium Copyright Act (“DMCA”) by providing our designated Copyright Agent with the following information in writing:

• A physical or electronic signature of the copyright owner or a person authorized to act on their behalf.
• Identification of the copyrighted work claimed to have been infringed.
• Identification of the material that is claimed to be infringing and that is to be removed, and information reasonably sufficient to locate the material (e.g., URL).
• Your contact information, including name, address, telephone number, and email address.
• A statement that you have a good faith belief that use of the material is not authorized by the copyright owner, its agent, or the law.
• A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the copyright owner.

Send DMCA notices to: legal@baykaar.ai

11.3 Counter-Notification

If you believe your content was removed in error, you may submit a counter-notification with: your signature, identification of the removed material and its former location, a statement under penalty of perjury that you have a good faith belief the material was removed by mistake, your contact information, and consent to the jurisdiction of the federal courts in Delaware. Send counter-notifications to legal@baykaar.ai.

11.4 Repeat Infringers

We will terminate the accounts of users who are determined to be repeat infringers of copyrights in appropriate circumstances.

12. Subscriptions and Payments

The Service may offer subscription tiers with different feature levels. If you subscribe to a paid tier:

• Subscription fees are charged in advance on a recurring basis (monthly or annually, as selected).
• Payment is processed by our third-party payment provider (e.g., Stripe). You agree to their terms of service.
• You may cancel your subscription at any time. Cancellation takes effect at the end of the current billing period. No refunds are provided for partial periods.
• We reserve the right to change subscription pricing with reasonable advance notice. Continued use after a price change constitutes acceptance.
• Free tier access may be subject to limitations on AI features, storage, or other capabilities.
• In-app purchases made through the iOS App Store or Google Play Store are subject to Apple's and Google's respective terms and refund policies.

13. Mobile Application Terms

In addition to these Terms, the following apply when you use the mobile App:

• The App is licensed, not sold, to you for personal, non-commercial use.
• You may not distribute, sublicense, or make the App available over a network where it could be used by multiple devices at the same time.
• App updates may be required for continued use of the Service. You agree to install updates in a timely manner.
• Your use of the App is also subject to the terms and conditions of the platform from which you downloaded it (Apple App Store or Google Play Store).
• Apple and Google are not responsible for the App, its content, maintenance, support, or any claims related to the App (including product liability, consumer protection, and intellectual property claims).
• Apple and Google are third-party beneficiaries of these Terms as they relate to the App, and each has the right to enforce these Terms against you.

14. Community Guidelines

All users are expected to conduct themselves in accordance with our community values of respect, professionalism, and mutual support. Specifically:

• Be Respectful: Treat all members with courtesy and respect, regardless of background, experience level, or opinions.
• Be Professional: Maintain a professional tone in all interactions. This is a community for experienced professionals and career transitioners.
• Be Honest: Represent yourself, your skills, and your experience accurately.
• Be Constructive: Contribute meaningfully to discussions. Provide helpful feedback, not personal attacks.
• Be Mindful: Respect others' privacy. Do not share personal information about other members without their consent.
• Report Concerns: If you encounter content or behavior that violates these guidelines, report it to the moderation team.

Violations of community guidelines may result in content removal, account suspension, or permanent termination at our sole discretion.

15. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, EQUITI VENTURES LLC AND BAYKAAR EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO:

• IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
• WARRANTIES REGARDING THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE SERVICE OR ANY CONTENT, INCLUDING AI-GENERATED CONTENT, NEWS SUMMARIES, AND JOB LISTINGS.
• WARRANTIES THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
• WARRANTIES REGARDING THE ACCURACY OR RELEVANCE OF JOB RECOMMENDATIONS, CAREER SUGGESTIONS, NEWS CONTENT, BOOK RECOMMENDATIONS, OR ANY OTHER INFORMATION PROVIDED THROUGH THE SERVICE.
• WARRANTIES REGARDING THE SUITABILITY OF ANY MEMBER CONNECTION, MATCH SUGGESTION, WISDOM EXCHANGE SESSION, NETWORKING RECOMMENDATION, OR WARM INTRODUCTION.
• WARRANTIES REGARDING THE SAFETY, QUALITY, OR LEGITIMACY OF ANY IN-PERSON INTERACTION, MEETUP, HANGOUT, OR ACTIVITY FACILITATED THROUGH THE SERVICE.
• WARRANTIES REGARDING THE QUALIFICATIONS, EXPERTISE, OR CREDENTIALS OF ANY MEMBER OFFERING KNOWLEDGE ON THE WISDOM EXCHANGE.

YOU USE THE SERVICE AT YOUR OWN RISK. WE ARE NOT RESPONSIBLE FOR ANY INTERACTIONS, TRANSACTIONS, OR RELATIONSHIPS BETWEEN USERS, WHETHER ONLINE OR OFFLINE.

16. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL EQUITI VENTURES LLC, BAYKAAR, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, MEMBERS, MANAGERS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, OR ASSIGNS (COLLECTIVELY, THE “RELEASED PARTIES”) BE LIABLE FOR ANY:

• INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES;
• LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES;
• COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES;
• DAMAGES ARISING FROM OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE;
• DAMAGES ARISING FROM AI-GENERATED CONTENT, RECOMMENDATIONS, OR OUTPUTS;
• DAMAGES ARISING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR DATA;
• DAMAGES ARISING FROM STATEMENTS, CONDUCT, OR CONTENT OF ANY THIRD PARTY ON THE SERVICE;
• DAMAGES ARISING FROM YOUR INTERACTIONS WITH OTHER USERS, WHETHER ONLINE OR AT IN-PERSON MEETUPS, HANGOUTS, ACTIVITIES, OR EVENTS;
• DAMAGES ARISING FROM JOB LISTINGS, CAREER RECOMMENDATIONS, OR PROFESSIONAL ADVICE;
• DAMAGES ARISING FROM INFORMATION RECEIVED THROUGH THE WISDOM EXCHANGE;
• DAMAGES ARISING FROM YOUR USE OF LOCATION-BASED FEATURES;
• PERSONAL INJURY, PROPERTY DAMAGE, OR OTHER HARM ARISING FROM IN-PERSON MEETINGS FACILITATED THROUGH THE SERVICE;

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, WHETHER OR NOT THE RELEASED PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN ANY EVENT, THE AGGREGATE LIABILITY OF THE RELEASED PARTIES SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU HAVE PAID TO BAYKAAR IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100.00 USD).

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, the limitations above shall apply to the maximum extent permitted by law.

17. Indemnification

You agree to indemnify, defend, and hold harmless the Released Parties from and against any and all claims, demands, actions, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees and court costs) arising out of or relating to:

• Your use of the Service or any activity under your account.
• Your User Content, including any claims that your User Content infringes or violates third-party rights.
• Your violation of these Terms, our Privacy Policy, or any applicable law or regulation.
• Your interactions with other users, whether online or offline, including at Watercooler hangouts, activities, events, or Wisdom Exchange sessions.
• Any data you import, upload, or share through the Service, including third-party contact information.
• Your reliance on AI-generated content, recommendations, or outputs.
• Your use of location-based features and any consequences thereof.
• Any misrepresentation by you, including misrepresentation of skills or qualifications on the Wisdom Exchange.

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, at your expense, and you agree to cooperate with our defense of any such claims.

18. Dispute Resolution

18.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

18.2 Arbitration Agreement

YOU AND BAYKAAR AGREE THAT ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE SHALL BE RESOLVED BY BINDING INDIVIDUAL ARBITRATION, rather than in court, except that either party may seek injunctive or other equitable relief in any court of competent jurisdiction. Arbitration shall be conducted under the rules of the American Arbitration Association (AAA), and the arbitration shall take place in the State of Delaware.

18.3 Class Action Waiver

YOU AND BAYKAAR AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. Unless both parties agree, no arbitrator or judge may consolidate more than one person's claims or preside over any form of representative or class proceeding.

18.4 Opt-Out Right

You may opt out of the arbitration agreement by sending written notice to legal@baykaar.ai within 30 days of first accepting these Terms. If you opt out, disputes will be resolved in the courts of the State of Delaware.

19. Account Deletion and Termination

19.1 Your Right to Delete Your Account

You have the right to delete your account at any time. You may do so by using the account deletion feature available in the Settings section of the Service (on both the mobile App and the website), or by submitting a written request to legal@baykaar.ai. Upon initiating account deletion:

• Your profile will be immediately deactivated and removed from public view, including member directories, search results, discussion listings, and Watercooler features.
• You will no longer be able to sign in to the Service or access any account features.
• Other members will no longer be able to view your profile, send you messages, or interact with your account.

19.2 Data Retention Following Account Deletion

Following account deletion, we will retain your personal data in a secure, archived state for a period of up to twelve (12) months (“Retention Period”). During the Retention Period, your data will not be publicly accessible, will not be used for any marketing or promotional purposes, and will not be shared with third parties except as required by law.

We retain this data for the following lawful purposes:

• Legal and Regulatory Compliance: To comply with applicable federal, state, and local laws, regulations, and legal obligations, including tax and financial recordkeeping requirements.
• Fraud Prevention and Safety: To detect and prevent fraud, abuse, ban evasion, and other activities that threaten the safety and integrity of the Service and its members.
• Dispute Resolution: To establish, exercise, or defend legal claims and to resolve disputes that may arise during or after your use of the Service.
• Law Enforcement Cooperation: To respond to valid legal process, subpoenas, court orders, or requests from law enforcement authorities.
• Audit and Compliance: To maintain records of content moderation decisions, community guideline enforcement actions, and platform safety measures.

19.3 Permanent Deletion

Upon expiration of the twelve (12) month Retention Period, your personal data will be permanently and irreversibly deleted from all of our systems, databases, and backups. Once permanent deletion is complete, your data cannot be recovered.

19.4 Exceptions to Deletion

Notwithstanding the foregoing, the following data may persist after permanent deletion:

• Community Content: Content you contributed to community discussions, forum threads, circles, and other shared spaces may be retained in anonymized or de-identified form to preserve the integrity of community conversations. Your name and identifying information will be removed or replaced with a generic identifier.
• Aggregated and Anonymized Data: Data that has been aggregated or anonymized such that it can no longer be used to identify you may be retained indefinitely for analytics, research, and service improvement purposes.
• Legal Holds: If your data is subject to an active legal hold, litigation preservation obligation, or pending legal proceeding, retention may extend beyond the standard Retention Period until the matter is resolved.

19.5 Request for Expedited Deletion

You may request expedited deletion of your personal data prior to the expiration of the Retention Period by submitting a written request to legal@baykaar.ai. We will evaluate such requests in accordance with applicable law and our legal obligations. Please note that expedited deletion may not be possible where data retention is required for legal compliance, fraud prevention, or the resolution of pending disputes.

19.6 Termination by BayKaar

• We may suspend or terminate your account or access to the Service at any time, with or without cause, and with or without notice. Reasons for termination include but are not limited to: violation of these Terms, fraudulent or illegal activity, extended inactivity, or at our sole discretion.
• Upon termination by BayKaar, your data will be subject to the same Retention Period and permanent deletion procedures described in Sections 19.2 through 19.4.
• We are not liable to you or any third party for any suspension or termination of your account or access to the Service.

19.7 Survival

Upon termination, your right to use the Service immediately ceases. Sections 4.3 (License to User Content), 10 (Intellectual Property), 11 (Copyright and DMCA Policy), 15 (Disclaimer of Warranties), 16 (Limitation of Liability), 17 (Indemnification), 18 (Dispute Resolution), 19.2–19.5 (Data Retention and Deletion), and 20 (General Provisions) shall survive termination.

20. General Provisions

20.1 Entire Agreement

These Terms, together with the Privacy Policy, Copyright Notice, and any other legal notices or policies posted on the Service, constitute the entire agreement between you and Equiti Ventures LLC regarding the Service and supersede all prior agreements and understandings.

20.2 Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

20.3 Waiver

The failure of BayKaar to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

20.4 Assignment

You may not assign or transfer these Terms or your rights under these Terms without our prior written consent. We may freely assign these Terms without restriction.

20.5 Force Majeure

We shall not be liable for any failure or delay in performing our obligations under these Terms due to circumstances beyond our reasonable control, including but not limited to natural disasters, acts of government, pandemic, war, terrorism, power failures, internet outages, or third-party service provider failures.

20.6 Notices

We may send notices to you via the email address associated with your account, through push notifications on the App, or through the Service. You agree that such notices satisfy any legal requirement that communications be in writing.

21. Contact Information

If you have questions or concerns about these Terms, please contact us at: